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Writer's pictureDiana Sawyer

NetSuite's new Cash Application Automation using AI to match payments with customer invoices.


The Automated Cash Application feature in NetSuite has significantly improved the Accounts Receivable (AR) process
Automated Cash Application focuses on the incoming payments from customers and automatically matches them to the corresponding invoices.

By leveraging AI, NetSuite can significantly reduce the time and effort required for manual payment matching, improving cash flow visibility and accuracy. This automated process also helps reduce errors, speeds up the reconciliation process, and ultimately enhances the efficiency of accounts receivable operations.


Automated Cash Application focuses on the incoming payments from customers and automatically matches them to the corresponding invoices. This focuses on making it easier to receive and manage customer payments in Accounts Receivable.


The Automated Cash Application feature in NetSuite has significantly improved the Accounts Receivable (AR) process by introducing a higher level of efficiency, accuracy, and speed. Here’s how:


  1. Reduction in Manual Effort: Traditionally, matching incoming payments to the correct customer invoices was a time-consuming and manual process. With Automated Cash Application, NetSuite uses artificial intelligence (AI) and machine learning to automatically match payments to invoices. This automation drastically reduces the need for manual data entry, allowing AR teams to focus on more strategic tasks.

  2. Increased Accuracy: Manual payment matching is prone to errors, which can lead to misapplied payments, customer dissatisfaction, and reconciliation challenges. The Automated Cash Application helps reduce mistakes. It uses smart algorithms to match payments to invoices accurately. This works well even in tricky situations, such as partial payments or payments for multiple invoices.

  3. Faster Reconciliation: By automating the matching process, businesses can reconcile their accounts much faster. This speed not only improves cash flow visibility but also allows for quicker financial closing processes, giving businesses a more accurate picture of their financial health in real time.

  4. Improved Cash Flow Management: With faster and more accurate payment matching, companies can better manage their cash flow. They get immediate information on unpaid bills, helping them make better choices about managing credit and predicting cash flow.

  5. Better Customer Relationships: Timely payment processing keeps customer accounts current, lowering the chances of disputes or misunderstandings. This leads to stronger customer relationships as clients see that their payments are processed efficiently and accurately.


Overall, NetSuite's Automated Cash Application has streamlined the AR process, making it more efficient and less prone to errors, which ultimately contributes to better financial management and improved customer satisfaction.



Here’s a practical application of how NetSuite's Automated Cash Application can benefit a business:


Scenario: A Mid-Sized Wholesale Distributor

A mid-sized wholesale distributor receives hundreds of payments daily from various customers, each paying for multiple invoices or making partial payments. Before implementing NetSuite's Automated Cash Application, the Accounts Receivable (AR) team spent a significant amount of time manually matching these payments to the correct invoices. This process was time-consuming and often had errors. These errors led to delays in payments and sometimes resulted in arguments with customers over incorrect payments.


With NetSuite’s Automated Cash Application:

  1. Automatic Matching: As payments are received, NetSuite automatically matches them to the appropriate invoices using advanced algorithms. For example, if a customer pays $10,000, which is intended to cover three specific invoices, the system quickly identifies these invoices and applies the payment accurately.

  2. Handling Complex Payments: If a customer makes a partial payment or pays multiple invoices with a single transaction, the system accurately allocates the payment according to predefined rules or historical patterns. For instance, if the customer pays $7,500 towards a $10,000 invoice, the system records this partial payment and keeps track of the remaining balance.

  3. Immediate Reconciliation: With the automated matching process, the distributor can reconcile their accounts daily rather than waiting for month-end. Real-time reconciliation makes sure financial statements show the latest information, helping with cash flow management.

  4. Reduction in Disputes: Since the payments are applied accurately, the AR team notices a sharp decline in customer disputes related to payment allocation. This improvement leads to stronger relationships with customers, who now experience faster and more accurate processing of their payments.


In this way, the wholesale distributor sees a significant increase in efficiency, accuracy, and customer satisfaction, all while freeing up their AR team to focus on higher-value tasks.


This practical application highlights how NetSuite's Automated Cash Application transforms a traditionally labor-intensive process into a seamless and error-free experience.


Reach out to our team for a demo.


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